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How to connect Stripe to Studio Ninja?

Jan Santos avatar
Written by Jan Santos
Updated yesterday

Connecting Stripe to your Studio Ninja account lets you accept online payments via credit card, Google Pay, and Apple Pay. You can also pass on surcharges to clients, accept tips, and more.

If you're currently using the old Stripe integration, don't worry. Once you connect to the new Stripe, the old one will automatically disconnect. No extra steps needed.
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​Click here to check Stripe fees in different countries


​Note: This onboarding flow is valid only for US users. The onboarding process may vary depending on your country or business type. For users outside the US, you may be asked to create a new Stripe account that will be compatible with Stripe Connect. You can learn more here.

Payouts (from Stripe to your bank account) will take 7 days, on average, for all countries except Brazil. It may take up to 30 days for payouts to be processed in Brazil.
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Step 1: Connect Stripe

  1. Go to Settings > Payment Methods > Pay by Card in your Studio Ninja account.

  2. Click the "Connect" button on the Stripe section.

Step 2: Complete the Onboarding Process

The Stripe onboarding process will guide you through setting up or linking your Stripe account.

1. Login to Stripe

You’ll be prompted to enter your Stripe login details:

  • Email Address

  • Password


    ​Note: If you don’t have a Stripe account, you can create one during this step.

2. Select the location and type of your business

  • Country: For example, United States.

  • Business Type and Structure: Choose from options like Company or Sole Proprietorship.

    Note: If you're unsure, refer to the on-screen guidance provided by Stripe.

3. Enter Business Details

Provide detailed information about your business, including:

  • Legal Business Name

  • Employer Identification Number (EIN) or Social Security Number (if applicable)

  • Business Address

  • Industry

  • Business Website (optional)

  • Product Description (briefly describe what you sell or offer).

4. Verify Personal Information

Stripe requires personal details for account verification:

  • Full Legal Name

  • Email Address

  • Date of Birth

  • Home Address

5. Add Bank Account for Payouts

Provide your bank account details to receive payments:

  • Routing Number

  • Account Number

  • Confirm the account information and click Continue.

6. Public Customer Details

Enter the details that will be visible to your customers:

  • Statement Descriptor (e.g., Photography Services)

  • Customer Support Information (email or phone for support inquiries).

7. Review and Submit

Stripe will show a summary of your information. Make sure all fields are completed:

  • Business Details

  • Public Details

  • Payout Details

Incomplete sections will be highlighted for correction. Once all information is complete, submit your application.

What happens next?

Once you're connected:

  1. Studio Ninja will confirm the integration.

  2. A "Pay by Credit Card" button will now appear on your invoices in the client portal, allowing your clients to make payments online.

If you have previously connected your Stripe account to Studio Ninja, you’ll be prompted to either reconnect the same account or create a new one.

Integrations with Xero (Optional)

If your Studio Ninja account is also connected to Xero, you’ll need to assign a Xero account for handling specific payment types supported by Stripe (e.g., refunded payments). Once selected, save your preferences to complete the setup.

Stripe fees in different countries

Stripe’s fees vary depending on the country you’ve set for your Stripe account. These fees are charged for every transaction, whether it’s a local or international payment. Here’s a breakdown to help you understand the standard rates across various regions.

How Fees Are Calculated

Stripe charges a percentage of each transaction plus a fixed fee. The rates depend on whether the transaction is local (processed within your country) or international.

Stripe Fee Rates by Country

Country

Standard Fee Rate (Local)

International fee

Other cases

Australia

1.75% + 30¢

(local)

3.5% + 30¢
+ 2% if currency conversion is required

-

Austria

1.5% + €0.25

(EU cards)

3.25% + €0.25
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Belgium

1.5% + €0.25

(EU cards)

3.25% + €0.25
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Brazil

3.99% + R$0.39 (BRL)+ 2% for transactions with international cards, Stripe will charge the User a fee corresponding to the percentage applied above on the transaction amount (after conversion to local currency).

-

-

Bulgaria

1.5% + BGN0.50 (EU cards)

3.25% + BGN0.50
for international cards + 2% if currency conversion is required

2.5% + BGN0.50
for UK cards
+ 2% if currency conversion is required

Canada

2.9% + C$0.30
per successful charge for domestic cards + 0.5% for manually entered cards + 0.8% for international cards* + 2% if currency conversion is required

-

-

Croatia

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Cyprus

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Czech Republic

1.5% + 6.50Kč

(EU cards)

3.25% + 6.50Kč
for international cards
+ 2% if currency conversion is required

2.5% + 6.50Kč
for UK cards
+ 2% if currency conversion is required

Denmark

1.5% + 1.80kr

(EU cards)

3.25% + 1.80kr
for international cards
+ 2% if currency conversion is required

2.5% + 1.80kr
for UK cards
+ 2% if currency conversion is required

Estonia

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Finland

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

France

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Germany

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Gibraltar

1.5% + 20p

(local)

3.25% + 20p
for international cards
+ 2% if currency conversion is required

2.5% + 20p
for European Economic Area cards
+ 2% if currency conversion is required

Greece

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Hong Kong

3.4% + HK$2.35 (local)

-

3.4% + US$0.30
per successful card charge when settled in USD
+ 0.5% for international cards*
+ 2% if currency conversion is required

Hungary

1.5% + 85.00Ft

(EU cards)

3.25% + 85.00Ft
for international cards
+ 2% if currency conversion is required

2.5% + 85.00Ft
for UK cards
+ 2% if currency conversion is required

India

2%
for Mastercard and Visa cards issued in India* Domestic debit card transactions have the Merchant Discount Rate (MDR) of 0.4% capped to ₹200.

3%
for Mastercard and Visa cards issued outside India
+ 2% if currency conversion is required
​
3.5%
for American Express cards issued outside India
+ 2% if currency conversion is required
​
4.3%
for international cards with USD or other currency presentment
+ 2% if currency conversion is required

Ireland

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Italy

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Japan

3.6% per successful charge for domestic cards + 2% if currency conversion is required

-

-

Latvia

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Liechtenstein

1.5% + CHF0.30

(EU cards)

3.25% + CHF0.30
for international cards
+ 2% if currency conversion is required

2.5% + CHF0.30
for UK cards
+ 2% if currency conversion is required

Lithuania

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Luxembourg

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Malaysia

3% + RM1.00 per successful charge for domestic cards + 1% for international cards
+ 2% if currency conversion is required

-

-

Malta

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Mexico

3.6% + MXN$3.00
per successful charge for domestic cards + 0.5% for international cards
+ 2% if currency conversion is required

-

-

Netherlands

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

New Zealand

2.7% + NZ$0.30 (local)

3.7% + NZ$0.30
for international cards*
+ 2% if currency conversion is required

-

Norway

2.4% + 2.00kr
for Norwegian cards

3.25% + 2.00kr
for international cards
+ 2% if currency conversion is required

2.4% + 2.00kr
for European Economic Area cards
+ 2% if currency conversion is required

Poland

1.5% + 1.00zł

(EU cards)

3.25% + 1.00zł
for international cards
+ 2% if currency conversion is required

2.5% + 1.00zł
for UK cards
+ 2% if currency conversion is required

Portugal

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Romania

1.5% + 1.00lei

(EU cards)

3.25% + 1.00lei
for international cards
+ 2% if currency conversion is required

2.5% + 1.00lei
for UK cards
+ 2% if currency conversion is required

Singapore

3.4% + S$0.50
per successful charge for domestic cards

-

3.4% + $0.50
per successful card charge when settled in USD
+ 0.5% for international cards*
+ 2% if currency conversion is required

Slovakia

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Slovenia

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Spain

1.5% + €0.25

(EU cards)

3.25% + €0.25
for international cards
+ 2% if currency conversion is required

2.5% + €0.25
for UK cards
+ 2% if currency conversion is required

Sweden

1.5% + 1.80kr

(EU cards)

3.25% + 1.80kr
for international cards
+ 2% if currency conversion is required

2.5% + 1.80kr
for UK cards
+ 2% if currency conversion is required

Switzerland

2.9% + CHF0.30
for Switzerland cards

3.25% + CHF0.30
for international cards
+ 2% if currency conversion is required

-

Thailand

3.65% + ฿10.00
for domestic cards

4.75% + ฿10.00
for international cards
+ 2% if currency conversion is required

-

United Arab Emirates

2.9% + AED1.00
per successful charge for domestic cards + 1% for international cards + 1% if currency conversion is required

-

-

United Kingdom

1.5% + 20p

(UK cards)

3.25% + 20p
for international cards
+ 2% if currency conversion is required

2.5% + 20p
for European Economic Area cards
+ 2% if currency conversion is required

United States

2.9% + 30¢
per successful charge for domestic cards + 0.5% for manually entered cards + 1.5% for international cards
+ 1% if currency conversion is required

-

-

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